WASHINGTON D.C. (ABC4 News)- Starting Thursday Americans who use Obamacare for health insurance can sign up for coverage for 2019.
Josh Peck with the pro-Obamacare group “Get America Covered” says don’t wait until the last minute.
He says in 2019 many Americans will find cheaper coverage than years past and thanks to subsidies some Americans may pay nothing at all.
“Seeing what options are out there is really the best thing you can do,” Peck said. “That financial help makes it possible to get a plan for $50 or even $0 a month”
Peck says insurance premiums have leveled out because insurance companies better understand the Obamacare market.
The Trump Administration, on the other hand, says prices are cheaper this year because of its efforts to reform Obamacare, but Health and Human Services Secretary Alex Azar says the program remains a disaster.
“The ACA is very broken; at its core it’s broken. Premiums are too high, choices are too low…this is not a system that works,” Azar said.
But Peck says this year consumers need to be extra careful about their choices.
He says Americans who want coverage for things like “pre-existing conditions” should avoid what’s known as “short-term” health plans.
“I think of them as junk plans; these plans do not guarantee comprehensive coverage,” said Peck.
Open enrollment on healthcare.gov lasts through December 15th.