SALT LAKE COUNTY (ABC4 News)- Another snowstorm barreled through the Wasatch Front overnight and into the morning Friday, bringing down tree limbs in front and back yards.
If a tree limb falls in your yard, the biggest question is who’s responsibility is it to remove it?
ON YOUR PROPERTY
According to the Salt Lake County website, they are NOT responsible for removing a fallen tree limb on your property, whether the tree is in your or a neighbor’s yard. Depending on the size of the storm and the need, typically a crew will do clean up throughout neighborhoods with the most impact.
ON A POWERLINE
We spoke with Rocky Mountain Power and they will remove any fallen tree limbs or debris that has landed on a power line.
IN YOUR NEIGHBORHOOD
If a tree that is in your yard happens to fall in a neighbor’s yard due to an act outside of your control, such as weather events, in most cases the neighbor would be responsible for removal according to bankofutahadvisors.com. Your neighbor would need to file a claim with their insurance to receive a reimbursement for any damage the fallen tree may cause.
However, if it is determined the tree damage to a neighbor’s property is due to your negligence, they may have a right to sue.
DOES HOMEOWNERS INSURANCE COVER FALLEN TREES?
The answer is…it depends. According to Allstate, homeowners insurance policy typically protects your home and other structures, such as a fence or shed, against specific causes of loss, known as perils. Covered perils typically include damage caused by wind. So, the situation that caused the tree to fall is important. If the tree was otherwise healthy and toppled due to wind, a typical homeowners insurance policy may help pay to repair damage to your home or other structure on your property, the Insurance Information Institute (III) says.
But, they say homeowners insurance usually won’t cover a loss caused by negligence or a maintenance-related issue. So if the tree was rotting and ready to fall down before the storm, homeowners insurance likely would not cover the damage the tree caused to your home.
For any questions you have concerning your specific county contact the following:
SL County Public Works: 385-468-6101
Utah County: 801-851-8000
Davis County: 801-444-2300
Weber County: 801-394-5541
***At 12:30 p.m. Salt Lake County Parks & Rec officials are holding a press conference addressing the matter. We will be streaming that live here, check back.
GALLERY OF FALLEN TREES