SALT LAKE CITY (ABC4 News) – A new report released by TheZebra.com says that women in 25 states are paying more than men for the same coverage. Here in Utah, women are paying $61 more even though women are statistically safer and less risky drivers.
Researchers say the disparity could be because women are utilizing their insurance more often. Alyssa Connolly was the lead researcher on the study and said, “The speculation is that women are filling more claims and possibly more expensive claims even if they’re still reported to be better drivers.”
TheZebra.com is a little like Kayak for insurance; it will compare your available rates. Their report looked at every state in the nation and found that just two years ago the roles were reversed and men were being charged more, but that’s changed in a big way.
“The disparity has grown so now women are paying more and they are paying much more than men previously paid more,” Connolly said.
Some states are solving this problem by getting rid of gendered pricing altogether.
“In January 2019, California became the 6th state to stop insurance companies from using gender as a factor in pricing,” said Connolly.
Until a similar measure comes to Utah, the best thing all drivers can do is continue to shop around because insurance companies change their pricing factors regularly. Connolly says it’s also extremely important to always be insured; even a day without coverage can dramatically raise your rates.