Brian Decker, Owner and Founder of Decker Retirement Planning joined Janeen on ABC4 Utah to talk about the four things you’ll need and want in your “Retirement Toolkit”.
First, A copy of his book, “The Decker Approach” where he describes, in detail, the planning process that covers the 6 meetings of 90 minutes each. That book is being offered for FREE.
Next is a copy of the book “The Three Principles of Retirement” where we talk in detail about the CORE, three principles to make sure your retirement does not fail. Brian mention’s one as an example – Never Draw Income from a Fluctuating Account!
The third thing in his suggested “Retirement Toolkit” is the Checklist challenge. Decker Retirement has 34 things that you can read on two pages that give you boxes to check off as you get them done for your retirement. This is list is very detailed and very complete! If you can’t check all the boxes then you will know where your shortfalls are and where you need to begin working to get to retirement.
The last thing in the Decker Retirement “Retirement Toolkit” is a sample copy of an actual retirement plan. A pie chart is NOT a retirement plan. Statements on the kitchen table are NOT a retirement plan! Brian and his team show on one spreadsheet all income streams from rental income, Social Security, portfolio income, pension, wages, and then they add them up as Gross income, minus taxes to show annual and monthly income, with a COLA or Cost of Living Adjustment, to age 100.
The number one fear in this country for those over 60 is running out of money before you die. Decker Retirement clients don’t have that fear since they can SEE how much they can draw for the rest of their lives.
You can get your FREE Safer Retirement Toolkit and Brian and the team at Decker Retirement Planning are available to help with your retirement planning questions.
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