Making your dream home a reality

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Getting into your dream home might not be as impossible as you think.

“We’re getting into a flat market, not this crazy market, which is good,” says Jay Deher from Real Estate Essentials. 

Jay is going into the 5th season of Real Estate Essentials with almost 200 episodes airing already!

Marylee Gilchrist- Senior Loan Officer at Citywide Home Loans came into the studio with Jay to talk about fixing your credit and getting into a home with little to no down payment.

According to Marylee a lot of people think you need a lot of money down to get a home but that’s just not true.

“There is still zero down. Your credit doesn’t even have to be that high either,” says Marylee. “We have grants still available too.” 

To get a hold of Marylee Gilchrist, call 801-898-6784 or visit

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