WASHINGTON (AP) - Remember all those phony emails that purport to be from your bank, asking you to click on a link and turn over your account information?
Cyber experts say criminals have moved on and are using new methods.
A cyber security banking official told a House committee Friday that criminals are now sending emails claiming to be from someone other than your bank. Newer scams use The National Automatic Clearing House Association, the Electronic Federal Tax Payment System, the U.S. Postal Service, private delivery firms, telecommunications companies and social media providers.
One thing hasn't changed. Once an unsuspecting user clicks on a link, he or she is redirected to a server that downloads malicious software onto the victim's computer. The software captures the user's online banking credentials as they are typed.
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