Credit Unions vs. Banks
· Not-for Profit financial institutions
· Owned & controlled by members, not shareholders
· Board of Directors are volunteers elected by membership
· Offer the same products and services as banks, but at lower costs with fewer fees, and with better service.
Products & Services available at Credit Unions
· Savings & Checking Accounts
· Money Market, CD, IRA Accounts
· Kids Accounts
· Investment advice & options
· Auto, motorcycle, boat & RV loans.
· Mortgage & Home Equity Loans
· VISA & Personal Loans
· Great rates with no hidden fees
· Generous terms
· Easy preapprovals
· Quick and easy online applications
· Free vehicle pricing and other tools to make smart auto buying decisions
Accounts for all Ages
· Money Bunny Account Ages 0-13
o Only $5.00 to start saving
· Personal Stash Ages 13-18
o Start building credit with Visa Check card
· Alumni Association Age 55 & up
o Free checks, free travelers checks, and a special 18 month CD
Back-to-School
· As an education based credit union, we understand how back to school expenses can pile up unexpectedly.
o School Supplies
o Clothes
o Activity Fees
· A lot of teachers stock classrooms out of their own pockets.
o Low fixed rates
o No Annual Fees
o Applying is easy
· Granite can help you plan for & manage back to school expenses
o Free Checking
o Online Account Management
o Free Planning & Budgeting help
o First-step CD's
o Low Rate Personal & Visa Loans
About Granite
· Established in 1935
· Serves individuals and businesses in Salt Lake County, with an emphasis on teachers.
· Currently serving over 32,000 members
· 8 convenient branches throughout the Salt Lake Valley
· (801) 288-3000
·
http://www.granite.org.
